California Auto InsurancePersonal Insurance
Auto liability insurance is required by law in California but the amount of insurance you purchase is also important in protecting your assets and your family. Our aim is to ensure you have the right limits and coverage to match your individual needs. We can provide an insurance policy that includes liability coverage for others in addition to coverage that protects your car and medical expenses as well.
Following are the coverage offered on a California Auto Policy.
- Bodily Injury Liability - Covers injuries caused to other by you while operating a motor vehicle.
- Property Damage Liability - Covers property damage of others caused by you while operating a motor vehicle.
- Uninsured/Underinsured Motorist Liability - Covers injuries sustained by you if you are in an accident which is not your fault with an Uninsured/Underinsured motorist.
- Uninsured/Underinsured Motorist Property Damage - Covers damage to your vehicle in accident which is not your fault with an Uninsured Motorist (Only applies if you don't have comprehensive/collision coverage).
- Medical Payments - Waives your collision deductible if you are involved in an accident that is not your fault with an Uninsured Motorist (Only applies if you have collision coverage).
- Waiver of Collision Deductible - Waives your collision deductible if you are involved in an accident that is not your fault with an Uninsured Motorist (Only applies if you have collision coverage).
- Comprehensive - Covers damage to your vehicle by theft or vandalism as well as perils that are considered other than collision.
- Collision - Covers damage to your vehicle during a collision with other vehicles or objects.
Other coverage such as rental car, roadside assistance, special equipment and gap coverage can also be added upon request.
Below are some of the qualifying discounts:
- Good Driver Discount
- Group Discounts - Scientists, Engineers, Teachers, CPA, Physicians
- Multi-policy Discounts
- Good Student Discount
- Alumni Association Discount
- Auto Club member discount
- Credit Union member discount
- 4 Year College Degree discounts in qualifying fields
If you would like an instant quote with Mercury Insurance Co. or Safeco Insurance Co., please click one the applicable link.
If you would like a quote with Travelers Insurance Co., Allied Insurance Co. or Progressive Insurance Co., please complete our auto form and we will respond within 24 business hours.